Traditional vs. Roth 401k / 403b / 457b Calculator

Is a Traditional (pre-tax) or a Roth (after-tax) retirement account right for you?

This tool compares the hypothetical results of investing in a Traditional (pre-tax) and a Roth (after-tax) retirement plan. Whether you participate in a 401(k), 403(b) or 457(b) program, this analysis will assist you in determining which option may be best for you based on your personal financial situation. Keep in mind that there may be other factors—not included in this analysis—to consider.

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The analysis provided by this tool is based solely on the information provided by you. All examples, if any, are hypothetical and for illustrative purposes and do not represent current or future performance of any specific investment. No guarantees are made as to the accuracy of any illustration or calculation. This information does not serve, either directly or indirectly, as legal, financial or tax advice and you should always consult a qualified professional legal, financial and/or tax advisor when making decisions relative to your individual tax situation. All investments carry a degree of risk, and past performance is not a guarantee of future results. Generally speaking, the greater the return, the greater the risk.